How can you track all your investments in the securities market?

How Can You Track All Your Investments in the Securities Market?

Investing in the securities market is one of the smartest ways to build long-term wealth. Whether you’re buying stocks, mutual funds, bonds, ETFs, or other instruments, it’s crucial to track your portfolio effectively. Without proper tracking, you may lose control over your financial goals, miss rebalancing opportunities, or overlook risks.

In this comprehensive blog post, we will explore how to track all your investments in the securities market systematically, accurately, and efficiently. You’ll learn about the best tools, techniques, mobile apps, Excel templates, and automated systems to manage your portfolio like a pro.

Why You Must Track Your Investments

Before diving into tools and methods, it’s important to understand why tracking your investments is not optional—it’s essential.

Stay aligned with financial goals (retirement, buying a house, children’s education)
Measure performance across assets and adjust your strategy
Identify underperforming investments and make decisions
Ensure diversification and rebalance if required
Track dividends, interest, and capital gains for tax planning
Avoid missed deadlines (IPOs, SIPs, maturity of bonds, etc.)

Types of Securities You Might Invest In

Understanding the nature of your investments helps in choosing the right tracking system. You might hold:

Equity shares (NSE/BSE listed)
Mutual Funds (Direct or Regular, Growth or IDCW)
Exchange-Traded Funds (ETFs)
Fixed Deposits (FDs)
Bonds/Debentures
Sovereign Gold Bonds (SGBs)
Unit Linked Insurance Plans (ULIPs)
Real Estate Investment Trusts (REITs)
International Stocks/ETFs via platforms like Vested or INDMoney

Each category requires unique tracking features.

Manual Tracking vs. Automated Tracking

Manual Tracking

Pros:

Full customization (Excel, Google Sheets)
No data sharing or login required

Cons:

Time-consuming
Prone to human error
Requires regular updates

Automated Tracking

Pros:

Real-time portfolio updates
Insightful analytics, graphs, alerts
Easier tax computation

Cons:

May require access to sensitive data
Some tools are paid

Best Investment Tracking Apps in India (2025)

Here are the top apps and platforms used by Indian investors to track securities:

1. INDMoney

Tracks mutual funds, stocks, crypto, FDs, EPF
Provides net worth, asset allocation, and goal tracking
Useful for international stocks

2. Groww

Offers real-time tracking for stocks and mutual funds
Easy to use and beginner-friendly
Also shows gains and dividend income

3. Kuvera

Free portfolio tracking for mutual funds
Auto-import via CAMS/Karvy
Detailed tax harvesting and capital gain reports

4. MoneyControl Portfolio

Popular platform for stock and MF tracking
Good for technical charting and news updates
Includes alerts and price change notifications

5. ET Money

Tracks SIPs, mutual funds, insurance, and expenses
Tax planning integrated
Offers SmartDeposit and NPS tracking

6. Zerodha Console/Kite

Tracks stocks and mutual fund holdings via Coin
In-depth reporting of trades, P&L, taxes
Great for traders and long-term investors

Top Global Investment Tracking Tools

If you invest internationally or prefer advanced platforms, consider:

Personal Capital (now Empower): For US-based investors
Morningstar Portfolio Manager
Sharesight: Great for tracking global dividend stocks
Yahoo Finance Portfolios: Widely used globally
TradingView: Best for traders and technical analysts

Using Excel or Google Sheets for Tracking

If you prefer total control, create a custom investment tracker using Excel or Google Sheets.

What to Include:

Investment date
Instrument name (Stock/MF/ETF)
Units purchased
Purchase price
Current price (linked via Google Finance function)
Dividends received
Annualized return (XIRR formula)

GoogleFinance() function can pull real-time data for stocks.

Example:

=GOOGLEFINANCE("NSE:INFY", "price")

Consolidated Account Statements (CAS)

The CAS is a monthly statement sent by CDSL or NSDL that includes:

Mutual fund holdings (across AMCs)
Equity shares in Demat
Bonds, SGBs, REITs

You can request your CAS online at https://www.cdslindia.com or https://nsdl.co.in

Benefits:

Single-view of all investments
Helps in annual tax planning
Contains folio-wise mutual fund data

NSDL/CDSL: Tracking Demat Holdings

Your Demat Account (via NSDL or CDSL) holds your stocks, ETFs, SGBs, etc.

You can track holdings via:

NSDL Speed-e platform
CDSL Easiest portal
Broker dashboard (Zerodha, Angel One, ICICI Direct)

These portals also offer features like:

Transaction history
Pledge/unpledge status
ISIN-wise breakdown

Tracking Mutual Funds

Here’s how to track mutual funds specifically:

1. CAS Statement

Monthly summary from NSDL/CDSL or CAMS

2. Registrar Websites (CAMS/KFintech)

CAMS: https://www.camsonline.com
KFintech: https://mfs.kfintech.com

3. Apps like Kuvera, Groww, Zerodha Coin

They auto-sync SIPs and show IRR, XIRR, etc.

Tracking Stock Portfolio Returns

Stocks need active tracking due to volatility. Here’s what you should monitor:

Purchase vs. Current Price
Total Return (including Dividends)
Percentage Gain/Loss
Volatility and Beta
P/E and P/B ratios for valuation
News alerts or management updates

Use your broker app or TradingView to visualize your gains with charts.

Taxation and Capital Gain Tracking

Tracking is crucial for:

Short-Term Capital Gains (STCG)
Long-Term Capital Gains (LTCG)
Dividend income (taxable beyond ₹10,00,000/year for HUF/Individuals)

Tools like:

Zerodha Console
Kuvera Capital Gains Statement
CAMS Tax Statement
can help you file your ITR correctly and avoid notices.

Tips for Effective Investment Monitoring

Set monthly portfolio review reminders
Avoid checking your portfolio daily (leads to over-trading)
Benchmark your returns against Nifty 50 or S&P 500
Use a net worth tracker
Track goal-based investing (retirement corpus, child’s education fund)
Rebalance portfolio once a year for optimal risk-return

Common Mistakes to Avoid

Not tracking expenses, fees, or taxes
Forgetting old folios or inactive SIPs
Ignoring diversification (too much equity or one sector)
Tracking manually but irregularly
Missing changes in dividend payout policies
Not recording re-invested earnings

Final Thoughts

Tracking your investments in the securities market isn’t just for high-net-worth individuals or professional traders—it’s for everyone who values their hard-earned money. With the abundance of free tools, automated trackers, Demat insights, and Google Sheet templates available today, it’s easier than ever to maintain a 360-degree view of your portfolio.

So whether you’re a new investor or a seasoned pro, start tracking today. You’ll be surprised how this simple habit can improve your returns, reduce risks, and bring peace of mind to your financial journey.